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Insurance adjusters often misinterpret or selectively apply policy definitions to minimize legitimate disability claims. At Matthews Abogado Long-Term Disability, our LTD lawyers in Pickering specialize in policy language analysis that identifies coverage obligations insurers may attempt to sidestep. Our legal team has developed specific expertise in helping Pickering residents with partial disabilities demonstrate how their limitations prevent them from performing their occupation as defined in their policy.
We take a distinctly analytical approach to disability representation. We examine the explicit and implied terms of your specific policy and then demonstrate how your medical condition satisfies those criteria. Our analysis often reveals qualifying circumstances that were overlooked during the insurer’s initial review. For clients with occupation-specific policies, we demonstrate how seemingly minor limitations can substantially impact specialized job functions.
If you’re a Pickering resident whose disability claim has been rejected based on questionable policy interpretation, Matthews Abogado Long-Term Disability offers contract-focused legal assistance. Contact us for a free consultation where our detail-oriented long-term disability lawyers in Pickering will review your policy language and identify specific provisions that support your entitlement to benefits.
How Our LTD Lawyers in Pickering Can Help with Your Claim
The disconnect between standard medical documentation and insurance evidence requirements creates avoidable obstacles for legitimate disability claimants. As a result, many Pickering residents with genuine disabilities face claim denials based more on documentation technicalities than medical substance. Our legal team provides the specialized expertise needed to overcome these administrative barriers. We have successfully represented clients with a wide range of disabling conditions, including:
- Depression & Anxiety
- Chronic Pain
- COVID-19 Long Haulers
- COVID-19-related depression and mental health issues
- Fibromyalgia
- Bipolar & Mood Disorders
- Post-Traumatic Stress Disorder (PTSD)
- Cancer & Post-Cancer Treatment Recovery
- Stroke
- Critical Illness
- Brain Injury
- Arthritis
- Addiction
- Psychosis
Our Pickering disability lawyers develop targeted strategies to address each issue in your policy denial, working with your healthcare providers to obtain appropriately detailed functional assessments, coordinating specialized evaluations when necessary, and preparing comprehensive documentation packages that satisfy policy requirements. Throughout this process, we manage all insurer interactions, prepare structured appeals that directly respond to denial justifications, and represent your interests through each stage of claim resolution, from internal reviews to litigation when required.
Our LTD Claims Process
1. Reach Out to Us
Start by contacting our knowledgeable team. We’re here to listen and understand your situation.
2. Receive Comprehensive Guidance
We’ll guide you at every step, ensuring you understand the process and feel supported.
3. We Handle Everything for You
Our team takes on all the necessary work, from paperwork to negotiations, so you don’t have to worry.
4. No Win, No Fee
You receive your benefits or a settlement, or you don’t pay anything. Your success is our priority.
Book a Free Consultation with an LTD Lawyer in Pickering
Insurance claim processes in Pickering often create unnecessary obstacles between legitimate disabilities and approved benefits. Contact our LTD lawyers in Pickering for a free consultation where we’ll evaluate your situation and outline practical strategies to overcome the barriers affecting your claim.
BOOK A FREE CONSULTATION WITH A LONG-TERM DISABILITY LAWYER IN PICKERING
Why Choose Matthews Abogado Long-Term Disability as Your Long-Term Disability Lawyer in Pickering?
Tactical Procedural Knowledge
Our LTD lawyers in Pickering demonstrate exceptional familiarity with the internal processes of major disability insurers operating in Ontario. This procedural insight allows us to anticipate assessment patterns and prepare documentation that addresses specific evaluation criteria. We understand how claim file organization influences adjudicator perception and structure submissions accordingly. Our team identifies optimal timing for specific submissions based on insurer procedural patterns and resource allocation cycles.
Occupational Impact Documentation
Our Pickering disability lawyers establish clear connections between medical conditions and specific job requirements through detailed occupational analysis. We work with vocational specialists who provide authoritative analysis of occupational demands in relation to documented limitations so that we can counter insurance company claims that job modifications could reasonably accommodate limitations when practical evidence indicates otherwise. This occupation-focused approach ensures disability assessments accurately reflect real-world requirements of specific professions rather than generic job categories.
Surveillance Response Preparation
We implement proactive approaches to addressing potential surveillance or social media monitoring that insurers deploy in disability investigations, providing practical guidance on daily activity management that prevents misinterpretation. Our lawyers counter inappropriate surveillance evidence through proper context establishment, timeline clarification, and medical explanation of variable symptoms. We also address social media mischaracterization through documentation of contextual factors often missed in superficial online activity reviews. This surveillance response capability prevents commonplace activities from being misrepresented as evidence against legitimate disability claims.
Client Stress Reduction
We manage the emotional burden of disability claims through supportive communication and comprehensive process management. Our team maintains regular communication that balances appropriate updates with respect for your focus on health management. We handle potentially adversarial interactions with insurers, shielding you from direct confrontation while maintaining progress on your claim.
Serving Communities Across Pickering
Disability claim success often depends on understanding legal requirements and local healthcare resources. Our LTD Lawyers in Pickering represent residents across the city, ensuring your claim benefits from legal expertise and local knowledge.
We provide dedicated service to every Pickering neighbourhood:
- Amberlea
- Bay Ridges
- Brock Ridge
- Dunbarton
- Duffin Heights
- Highbush
- Liverpool
- Petticoat Creek
- Pickering Village
- Pine Creek
- Rosebank
- Rougemount
- Rouge Park
- Rural Pickering
- Town Centre
- West Shore
- Woodlands
From lakefront communities to northern neighbourhoods, our disability lawyers ensure you receive specialized representation with knowledge of the medical and rehabilitation resources available in your Pickering area.
Meet Your LTD Law Team
At Matthews Abogado Long-Term Disability, our team of dedicated long-term disability lawyers in Pickering brings a wealth of experience and expertise to each case we handle. For years, we have been trusted advocates for individuals facing challenging disability claims, and we are known for our compassionate and strategic approach to securing the best possible outcomes.
Our LTD lawyers in Pickering are recognized for their deep understanding of long-term disability law, consistently representing clients in complex cases with a focus on personalized service. We are committed to delivering results-driven legal assistance for each client’s unique circumstances.
Whether you’re dealing with a denied claim, need help navigating the appeals process, or require support in understanding your benefits, our team is here to guide you through the intricacies of long-term disability law.
WHO WE ARE
M. Greg Abogado
Partner
Greg is an experienced trial and appellate counsel. Before joining Linda Matthews to form Matthews Abogado LLP, Greg was a partner at one of the leading boutique civil litigation firms in the province. He brings to the firm more than 25 years experience in civil litigation. He has successfully acted as lead counsel in a number of jury trials and private arbitrations. He also has extensive involvement in alternative dispute resolution particularly private and court annexed mediations.
Education: LLB, 1988, University of Windsor; BA, 1984, York University
Andrew Franklin
I’ve always wanted to serve and help people
Service to others matters to me. I have always been a problem solver. After completing my graduate degree in neuroscience, I worked in research studying the environmental causes of Autism Spectrum Disorders.
I pursued a career in law to help others solve legal problems. My passion for science and medicine led me to work on cases involving people facing medical issues, injuries, and disabilities.
Within 6 years I became a partner at Matthews Abogado LLP in Toronto. My service to others continues and I remain deeply committed to helping people. I strive to demonstrate the highest level of care, compassion in every Long Term Disability (LTD) case I manage.
Tom Yen
It’s about making things right for you and your family
I’ve always wanted to be a lawyer to defend people’s rights, to right injustices on a personal level. After earning an Hon. B.Sc. at the University of Toronto, I entered the University of Ottawa Common Law program and was called to the bar in 2009.
Since then, I’ve successfully negotiated, litigated and arbitrated countless cases. I have the unique perspective of having acted for both injured persons and insurance companies. That deep understanding of the inner workings of the insurance industry gives me a strategic advantage to most effectively advocate for my client’s rights.
Away from my work, I try my best to keep fit, travel and enjoy great food and wine with my family and friends.
Sara Azghadi
My journey has always involved helping those in need.
While obtaining my psychology degree, I witnessed the pain that all disability, but particularly mental-health disability can have on a person’s ability to work. Now as a lawyer, I defend the rights of victims and help navigate them through the overwhelming process of being approved for or appealing the denial of disability benefits.
With the pandemic behind us, I have seen many hard-working Canadians suffer from the psychological aftermath of the last few years. While I represent clients with all types of disability, I have a keen interest in helping those who cannot work due to stress or anxiety related disorders, depressive disorders, or post-traumatic stress disorders.
Having a background in insurance law has allowed me to learn the language of insurance companies to the benefit of my clients. I hope to continue providing fair and effective legal representation for clients for years to come.
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