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Long-Term Disability Benefits – Why You Should Consult a Lawyer

Why it’s Never Too Early to Consult an LTD Lawyer

Long-term disability (LTD) benefits applications can seem straightforward.  In clear-cut cases, there may be no issues in receiving your benefits. In other cases, pre-existing conditions and incomplete medical records can trigger an LTD claim denial. LTD insurance policies are complicated. They contain many clauses, provisions, requirements and exceptions that must be met before a claim is approved. To apply, you must fulfill the requirements of a “qualifying period”, and complete and submit your application properly. Any exception or misstep can result in a benefits denial.

Insurance claims representatives decide if an application is accepted or rejected. The LTD application stage is the perfect time to contact an LTD lawyer. Making an early connection can help your chances of approval. If your LTD application is denied at the outset, having an LTD lawyer on your side can increase your chances of approval. If your claim is denied at a later stage, having an LTD lawyer on standby to guide you with an appeal or lawsuit is critical. 

Are You Eligible for LTD Benefits?

An LTD lawyer can help you understand your rights and eligibility for LTD benefits. Many employees suffer through an illness or disorder due to workplace stress or burnout. If you have a condition that prevents you from working you may be able to apply for LTD benefits. Getting in touch with an LTD lawyer as soon as possible will help you understand you eligibility before you apply and hep you respond any challenges your application might face.

You Can Focus on Getting Better

It’s important to retain an LTD lawyer as soon as possible if you are submitting a claim or you are currently receiving LTD benefits. When you hire an LTD lawyer, you can rest and get well knowing you won’t have to fight an insurance company alone.

Protect Your LTD Benefit Entitlements

There are many other factors that can affect your eligibility for LTD Benefits. To protect your rights and get your full LTD benefits entitlement, please contact MA LTD Lawyers Law.

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